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| When I first got started with cow/calf, I got financing from my local bank, which also financed the rest of my farming. I don’t remember the terms. I think maybe 3 or 4 years since I bought older cows (all I could afford). I do remember it seemed like by the time they were paid off, they all had been or needed culled. So rinse and repeat. Finally got out of that cycle by keeping heifers back as replacements. Took a while but I finally got a debt free cow herd. And they became collateral for borrowing for something else. And so the story goes | |
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Financing Cows/Heifers
